Coverage types

Auto Insurance

Whether you drive a daily commuter, a seasonal vehicle, or a fleet for your business, we find competitive coverage from multiple carriers so you're never paying more than you should be.

  • Liability & bodily injury coverage
  • Comprehensive and collision
  • Uninsured / underinsured motorist
  • Medical payments coverage
  • Multi-vehicle discounts available

Homeowners Insurance

Every home is different, and so are its risks. We work across multiple carriers to find you the right homeowners coverage, at the right price.

  • Dwelling & structural coverage
  • Personal property protection
  • Liability for injuries on your property
  • Additional living expenses
  • Seasonal & secondary home options

Boat & Marine Insurance

Whether you're on the water, in storage, or in transit, we specialize in marine coverage that protects your vessel from the risks you actually face, across multiple carriers.

  • Hull damage and total loss
  • Liability for on-water accidents
  • Towing & assistance
  • Uninsured watercraft coverage
  • Fishing equipment & gear

Life Insurance

Life insurance is one of the most important things you can do for your family. We help you find the right type and amount of coverage without overpaying, and we explain your options clearly.

  • Term life — affordable, straightforward
  • Whole life — permanent with cash value
  • Universal life — flexible premiums
  • Coverage for individuals & families
  • Business life insurance options

Business Insurance

From restaurants and contractors to retail shops and professional services, we build commercial coverage that fits your specific operation, not a generic template.

  • General liability
  • Commercial property
  • Business owner's policy (BOP)
  • Workers' compensation
  • Professional liability / E&O
  • Seasonal & hospitality coverage

Not sure what you need?

We'll review your current situation and make honest recommendations — no pressure, no jargon.

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